I'm Ryan Taylor — Utah mortgage broker with access to 100+ lenders. Same-day pre-approvals. No runaround. Better rates than your bank.
3% down, best rates for strong credit. Fannie/Freddie backed.
$0 down for veterans & active military. No PMI. Industry-low rates.
3.5% down. More flexible credit requirements. Great for first-time buyers.
$0 down for rural & suburban Utah properties. Low income thresholds.
Loans above conforming limits with competitive rates through our lender network.
Build new or renovate. One-time close construction and 203k rehab loans.
Takes 2 minutes with our AI tool. No credit pull required to start.
I find you the best rate — not just one bank's offer. You win on price.
Fast closings, clear communication, zero surprises at the table.
"Ryan made the entire process seamless. He shopped multiple lenders and saved us nearly $200/month compared to our bank's quote. Highly recommend."
"As a first-time buyer I was overwhelmed, but Ryan walked me through every step. Same-day pre-approval made our offer stand out. We got the house!"
"Used Ryan for our VA loan. He knows his stuff and found us a rate nobody else could touch. Zero down, closed in 3 weeks. Total pro."
The complete roadmap from pre-approval to closing.
Down payment assistance and grants available today.
Everything veterans need to know about $0 down loans.
Side-by-side breakdown to help you choose.
When it makes sense — and when it doesn't.
The real numbers behind your buying power.
No credit pull. No commitment. Just clarity on what you can afford — so you can shop with confidence.
Navigate to the right place for you
Mortgage Pre-Qualification
Free · 2 minutes · No credit pull